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A open platform for simulating Payment Service Providers. Create payment intents, simulate transactions, and test your webhooks – all without a real PSP.

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PayLab Mock PSP API

A mock Payment Service Provider (PSP) for developers.
Simulate PaymentIntents, Payments, and Webhooks without needing access to a real PSP.
Great for testing, learning payment flows, or demo projects.

👉 Live Developer Console, free to use: https://console.paylabo.dev

This project is under active development. Feedback and issues welcome via GitHub Issues.

✨ Features

  • Payment Intents – create and track lifecycle.
  • Payments – simulate authorised, declined, captured, and more.
  • Webhooks – register endpoints to receive transaction events in real time.
  • API Keys – free tier, no signup required.
  • Idempotency Key Support – prevents duplicate PaymentIntents or Payments on retries (just like real PSPs).
  • Configurable Webhooks — simulates real PSP quirks with per-event webhook settings (custom delay and repeat delivery for each transaction event type).

About

A open platform for simulating Payment Service Providers. Create payment intents, simulate transactions, and test your webhooks – all without a real PSP.

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