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  1. cms-health-mlr-2024-analysis cms-health-mlr-2024-analysis Public

    Excel-first analysis of 2024 CMS Medical Loss Ratio public-use data, summarizing weighted MLR and rebate exposure by commercial health insurance market.

  2. Excel-based-motor-insurance-pricing-project Excel-based-motor-insurance-pricing-project Public

    Developed an Excel-based motor insurance pricing project that combines policy-level and claim-level data to analyze claim frequency, observed severity, and pure premium across rating segments.

  3. life-term-pricing-mini-study life-term-pricing-mini-study Public

    Estimated net single premiums for a 10-year term life policy across multiple issue ages using mortality assumptions from the SOA Standard Ultimate Life Table and present value modeling in Excel.