Changes from gocardless/gocardless-pro-ruby-template@b21aff1d71b170f1…

…cf4028f077f85c67db892412

lib/gocardless_pro/services/bank_details_lookups_service.rb

@@ -10,10 +10,14 @@ module GoCardlessPro
   module Services
     # Service for making requests to the BankDetailsLookup endpoints
     class BankDetailsLookupsService < BaseService
-      # Performs a bank details lookup. As part of the lookup, some validations are
-      # performed such as a modulus check for GBP accounts and a reachability check
-      # for PayTo. These checks vary per scheme. Please reach out to us if you require
-      # more information about the checks.
+      # Performs a bank details lookup. As part of the lookup, a modulus check and
+      # reachability check are performed.
+      #
+      # For UK-based bank accounts, where an account holder name is provided (and an
+      # account number, a sort code or an iban
+      # are already present), we verify that the account holder name and bank account
+      # number match the details held by
+      # the relevant bank.
       #
       # If your request returns an [error](#api-usage-errors) or the
       # `available_debit_schemes`

lib/gocardless_pro/services/billing_requests_service.rb

@@ -110,6 +110,12 @@ def collect_customer_details(identity, options = {})
       # Direct Debit. If a bank account is discovered to be closed or invalid, the
       # customer is requested to adjust the account number/routing number and
       # succeed in this check to continue with the flow.
+      #
+      # _BACS scheme_ [Payer Name
+      # Verification](https://hub.gocardless.com/s/article/Introduction-to-Payer-Name-Verification?language=en_GB)
+      # is enabled by default for UK based bank accounts, meaning we verify the
+      # account holder name and bank account
+      # number match the details held by the relevant bank.
       # Example URL: /billing_requests/:identity/actions/collect_bank_account
       #
       # @param identity       # Unique identifier, beginning with "BRQ".