TL;DR:
👉 Start your LLC for free here (includes free registered agent & other free perks)
For those with no money trying to get legit — this worked for me when nothing else did.
I wasn’t even planning on writing this, but I couldn’t find a straight answer anywhere…
I was sitting in this crappy booth off the highway, cold coffee in one hand, IRS letter in the other. My bank account was circling the drain. One missed invoice. No savings. And now apparently, I was supposed to have a “business entity” for my side gigs?
What?
I was just freelancing. Fiverr, Upwork, a few websites. Suddenly I’m being told I could get sued personally if anything went wrong. My actual name, my tiny savings — all on the line.
I googled "how to start an LLC with no money" and it felt like walking into a room full of pickpockets.
LegalZoom wanted hundreds of dollars. Other sites promised "free LLC filing" then tried to upsell me garbage packages I didn’t need. One site wanted $129 just to "mail the forms for me."
I felt like I was drowning in SEO scams. No clear answers. Just stress.
Deep in some Reddit thread, I found it — a single comment that said:
“This is how I did it for free. Totally legit. No card needed.”
No flashy graphics. No pressure. Just a link and a short walkthrough.
It explained how to file the LLC directly through my state (which is free in some states or super cheap), and how to use this service that lets you:
- File an LLC for free
- Get a registered agent for free for the first year
- Avoid paying upfront for junk you don’t need
That was the breakthrough. That “registered agent” part is what always gets people stuck. Most people give up right there. But this one? Smooth. Easy.
I clicked the link. Followed the steps. Took 10 minutes.
Three days later:
I had an LLC.
No money spent.
That single post saved me. Not just financially — mentally.
I opened a business bank account. I separated my personal stuff from client work. I got legit.
So no — I’m not an influencer. I’m not trying to “build an audience.”
But if you’re out here drowning like I was, just trying to figure this stuff out...
Here’s the link in case anyone wants to check it out
(Yeah, the same one I used. It still works.)
user9238:
This helped. I didn’t even know you needed a registered agent. Appreciate the step-by-step.
jennwrites:
I was this close to paying $349 to some site with a "limited time deal." You saved me from that lol
hustlehard:
Can confirm. Set up my LLC yesterday and didn’t pay a cent. Took 7 minutes start to finish.
quiet_guy_75:
Didn’t trust it at first but the link worked. Got my confirmation email this morning.