README.md

firsthomebuyer.help

A government scheme eligibility & loan calculator for australian first home buyers

Features • Sources • Development

Features

• Shows all your loan options across a range of property prices in one view, including your eligibility for government schemes for first home buyers
• Calculates your loan stats including LVR, LMI, estimated monthly repayments, and more
• Generates a sharable link which you can send to lenders to avoid having to reexplain your circumstances over and over again
• No data is captured or stored, it never leaves your browser

Sources

National

• First Home Buyer Guarantee
• HECS repayment rates

NSW

• First home buyer's assistance scheme (FHBAS)
• First home owner's grant (FHOG)
• Transfer duty rates

VIC

• First home owner's grant (FHOG)
• First home buyer duty concession
• Transfer duty rates
  • PPOR
  • General

... more states coming soon

How to contribute

To add a scheme or update eligibility or calculation details for a state:

• Form questions for each state are defined in app/services/formSchema.tsx
• Eligibility functions for government schemes are defined in app/services/schemes
• Loan calculations are defined in app/services/calculators
• Help info content is defined in app/markdown

General flow:

1. Form question UI inputs are generated from the questions defined for each state in the formSchema.tsx file.
2. For each table row:
   1. Check eligibility for schemes
   2. Calculate loan data
3. Render table, help info for each column & scheme

Development

• Remix Docs

Install dependencies:

npm install

Start the dev server:

npm run dev

# runs on http://localhost:3000