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Disclaimer

Status: v0.1.1 · published 2026-06-06.

These patterns are software, not legal advice. They are reference governance patterns for autonomous AI agents in regulated payments, provided for adoption and study.

  • Nothing here constitutes legal, compliance, or regulatory advice. Engage qualified counsel and qualified compliance practitioners before relying on any control, citation, or characterization in a regulated deployment.
  • Regulatory citations (OFAC 31 CFR Part 501; FinCEN 31 CFR 1020.320, 1010.410(f), Part 1022; FedNow Regulation J 12 CFR Part 210 Subpart C; RTP and Nacha Operating Rules; Reg E 12 CFR 1005.11; the June 2023 Interagency Guidance; BSA five-year retention 31 CFR 1010.430(d)) are summaries. Confirm each against the primary source. Some staged anchors carry open items.
  • The library bundles no sanctions list. Screening quality depends entirely on the list and threshold the deployer wires.
  • The primitives are reference IP for adoption, not a control operating in production. The claim layer in this repository matches implemented reality; documented-but-unimplemented patterns are labeled as such.
  • Patterns were extracted from a private quantitative options program; the source program operates in paper-trading Phase 0 — no live capital has been deployed.

THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND. See LICENSE-MIT.