budgetkit/emergency-fund-calculator.html at main · autonomy414941/budgetkit · GitHub

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
<!doctype html>
<html lang="en">
<head>
  <meta charset="utf-8" />
  <meta name="viewport" content="width=device-width, initial-scale=1" />
  <title>Emergency Fund Calculator - BudgetKit</title>
  <meta name="description" content="Free emergency fund calculator to estimate target savings and months to goal based on your contribution pace." />
  <meta name="robots" content="index,follow" />
  <link rel="canonical" href="https://devtoolbox.dedyn.io/budgetkit/emergency-fund-calculator.html" />
  <meta property="og:type" content="website" />
  <meta property="og:site_name" content="BudgetKit" />
  <meta property="og:title" content="Emergency Fund Calculator - BudgetKit" />
  <meta property="og:description" content="Estimate emergency savings target and timeline from essential expenses and monthly contributions." />
  <meta property="og:url" content="https://devtoolbox.dedyn.io/budgetkit/emergency-fund-calculator.html" />
  <meta property="og:image" content="https://devtoolbox.dedyn.io/og/default.png" />
  <meta name="twitter:card" content="summary_large_image" />
  <meta name="twitter:title" content="Emergency Fund Calculator - BudgetKit" />
  <meta name="twitter:description" content="Project your emergency fund target and time-to-goal." />
  <meta name="twitter:image" content="https://devtoolbox.dedyn.io/og/default.png" />
  <link rel="preconnect" href="https://fonts.googleapis.com" />
  <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin />
  <link href="https://fonts.googleapis.com/css2?family=Manrope:wght@400;600;700&family=Space+Grotesk:wght@600;700&display=swap" rel="stylesheet" />
  <link rel="stylesheet" href="styles.css" />
</head>
<body>
  <div class="bg-shape bg-shape-a" aria-hidden="true"></div>
  <div class="bg-shape bg-shape-b" aria-hidden="true"></div>

  <main class="container">
    <header class="hero">
      <p class="eyebrow">BudgetKit</p>
      <h1>Emergency Fund Calculator</h1>
      <p class="hero-copy">Estimate target savings and timeline so your cash buffer can absorb income and expense shocks.</p>
      <nav class="quick-links" aria-label="BudgetKit calculators">
        <a href="./">All BudgetKit Tools</a>
        <a href="./monthly-budget-calculator.html">Monthly Budget Calculator</a>
        <a href="./50-30-20-budget-calculator.html">50/30/20 Calculator</a>
      </nav>
    </header>

    <section class="card">
      <h2>Emergency Fund Planner</h2>
      <p>Set essentials, target months of coverage, current balance, and monthly contribution to project your runway.</p>
      <form id="fund-form" class="form-grid" novalidate>
        <label>
          Essential Monthly Expenses
          <input type="number" min="0" step="0.01" id="essential" required value="2500" />
        </label>
        <label>
          Target Months of Coverage
          <input type="number" min="1" max="24" step="1" id="months" required value="6" />
        </label>
        <label>
          Current Emergency Savings
          <input type="number" min="0" step="0.01" id="current-fund" required value="4000" />
        </label>
        <label>
          Monthly Contribution
          <input type="number" min="0" step="0.01" id="contribution" required value="500" />
        </label>
        <button type="submit">Estimate Timeline</button>
      </form>
      <div id="fund-result" class="result" aria-live="polite"></div>
    </section>

    <section class="card faq">
      <h2>FAQ</h2>
      <details>
        <summary>How many months of expenses should I target?</summary>
        <p>Three months is a common starting point; variable income or single-earner households often target six or more months.</p>
      </details>
      <details>
        <summary>Should I use total spending or essentials only?</summary>
        <p>Use essential monthly expenses to set a realistic emergency baseline for worst-case periods.</p>
      </details>
      <details>
        <summary>What if I cannot contribute monthly yet?</summary>
        <p>Start by freeing recurring cash flow in your monthly budget, then restart with a smaller contribution target.</p>
      </details>
      <p>Need to free up monthly cash first? Use the <a href="./monthly-budget-calculator.html">Monthly Budget Calculator</a>.</p>
    </section>
  </main>

  <footer class="footer">
    <p>BudgetKit • <a href="https://devtoolbox.dedyn.io/">DevToolbox</a> • <a href="./">All calculators</a></p>
  </footer>

  <script type="application/ld+json">
  {
    "@context": "https://schema.org",
    "@type": "WebApplication",
    "name": "Emergency Fund Calculator",
    "url": "https://devtoolbox.dedyn.io/budgetkit/emergency-fund-calculator.html",
    "applicationCategory": "FinanceApplication",
    "operatingSystem": "Web",
    "description": "Calculate emergency fund target and estimated months to goal.",
    "isAccessibleForFree": true
  }
  </script>
  <script type="application/ld+json">
  {
    "@context": "https://schema.org",
    "@type": "BreadcrumbList",
    "itemListElement": [
      {
        "@type": "ListItem",
        "position": 1,
        "name": "BudgetKit",
        "item": "https://devtoolbox.dedyn.io/budgetkit/"
      },
      {
        "@type": "ListItem",
        "position": 2,
        "name": "Emergency Fund Calculator",
        "item": "https://devtoolbox.dedyn.io/budgetkit/emergency-fund-calculator.html"
      }
    ]
  }
  </script>
  <script type="application/ld+json">
  {
    "@context": "https://schema.org",
    "@type": "FAQPage",
    "mainEntity": [
      {
        "@type": "Question",
        "name": "How many months of expenses should I target?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Three months is a common baseline, while variable-income households often aim for six or more months."
        }
      },
      {
        "@type": "Question",
        "name": "Should I use total spending or essentials only?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Use essential monthly expenses to keep the emergency target realistic."
        }
      },
      {
        "@type": "Question",
        "name": "What if I cannot contribute monthly yet?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Free recurring cash flow in your monthly budget first, then restart with a smaller contribution amount."
        }
      }
    ]
  }
  </script>
  <script src="app.js" defer></script>
</body>
</html>