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<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, initial-scale=1.0">
<title>Zynvaro — AI-Powered Parametric Income Shield</title>
<link rel="icon" href="logo/Zynvaro-bg-removed.png">
<style>
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;500;600;700;800;900&family=JetBrains+Mono:wght@400;500&display=swap');
:root {
--primary: #0F2027;
--secondary: #203A43;
--accent: #2C5364;
--orange: #FF6B35;
--green: #00C853;
--blue: #2196F3;
--purple: #9C27B0;
--red: #E34F26;
--yellow: #FFB300;
--dark: #0a0a0a;
--card: #111827;
--card-border: #1f2937;
--text: #e5e7eb;
--text-muted: #9ca3af;
--radius: 16px;
}
* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
font-family: 'Times New Roman', Times, serif;
background: var(--dark);
color: var(--text);
overflow-x: hidden;
line-height: 1.6;
}
h1, h2, h3, .nav-brand, .stat-card .number, .metric-card .metric-value,
.tier-price, .notif-amount, .coverage-card .tier-name, .trigger-card h3,
.fraud-layer h3, .section-label, .btn, .screen-header h3 {
font-family: 'Playfair Display', Georgia, serif;
}
/* === PROTOTYPE BANNER === */
.prototype-banner {
background: linear-gradient(90deg, var(--orange), #ff8a50);
color: #fff;
text-align: center;
padding: 8px 16px;
font-size: 13px;
font-weight: 600;
letter-spacing: 0.5px;
position: sticky;
top: 0;
z-index: 1000;
}
/* === NAV === */
nav {
background: rgba(10,10,10,0.85);
backdrop-filter: blur(20px);
border-bottom: 1px solid var(--card-border);
padding: 12px 24px;
display: flex;
align-items: center;
justify-content: space-between;
position: sticky;
top: 33px;
z-index: 999;
}
.nav-brand {
display: flex;
align-items: center;
gap: 10px;
font-weight: 800;
font-size: 20px;
text-decoration: none;
color: #fff;
}
.nav-brand img { height: 32px; }
.nav-links { display: flex; gap: 24px; }
.nav-links a {
color: var(--text-muted);
text-decoration: none;
font-size: 14px;
font-weight: 500;
transition: color 0.2s;
}
.nav-links a:hover { color: #fff; }
/* === HERO === */
.hero {
min-height: 90vh;
display: flex;
flex-direction: column;
align-items: center;
justify-content: center;
text-align: center;
padding: 80px 24px;
background: radial-gradient(ellipse at top, #1a2a3a 0%, var(--dark) 70%);
position: relative;
overflow: hidden;
}
.hero::before {
content: '';
position: absolute;
width: 600px; height: 600px;
background: radial-gradient(circle, rgba(255,107,53,0.12) 0%, transparent 70%);
top: -200px; right: -100px;
border-radius: 50%;
}
.hero::after {
content: '';
position: absolute;
width: 500px; height: 500px;
background: radial-gradient(circle, rgba(33,150,243,0.08) 0%, transparent 70%);
bottom: -150px; left: -100px;
border-radius: 50%;
}
.hero-logo { width: 100px; margin-bottom: 24px; animation: float 3s ease-in-out infinite; }
@keyframes float {
0%, 100% { transform: translateY(0); }
50% { transform: translateY(-10px); }
}
.hero h1 {
font-size: clamp(36px, 6vw, 64px);
font-weight: 900;
line-height: 1.1;
margin-bottom: 16px;
background: linear-gradient(135deg, #fff 0%, #93c5fd 50%, var(--orange) 100%);
-webkit-background-clip: text;
-webkit-text-fill-color: transparent;
background-clip: text;
}
.hero .tagline {
font-size: clamp(16px, 2.5vw, 22px);
color: var(--text-muted);
max-width: 650px;
margin-bottom: 32px;
font-weight: 400;
}
.hero .tagline em {
color: var(--orange);
font-style: normal;
font-weight: 600;
}
.hero-stats {
display: flex;
gap: 32px;
flex-wrap: wrap;
justify-content: center;
margin-bottom: 40px;
}
.stat-card {
background: var(--card);
border: 1px solid var(--card-border);
border-radius: 12px;
padding: 20px 28px;
text-align: center;
min-width: 140px;
}
.stat-card .number {
font-size: 28px;
font-weight: 800;
color: var(--orange);
}
.stat-card .label {
font-size: 12px;
color: var(--text-muted);
margin-top: 4px;
text-transform: uppercase;
letter-spacing: 0.5px;
}
.cta-group { display: flex; gap: 16px; flex-wrap: wrap; justify-content: center; }
.btn {
padding: 14px 32px;
border-radius: 50px;
font-size: 15px;
font-weight: 600;
text-decoration: none;
cursor: pointer;
border: none;
transition: all 0.3s;
display: inline-flex;
align-items: center;
gap: 8px;
}
.btn-primary {
background: linear-gradient(135deg, var(--orange), #ff8a50);
color: #fff;
box-shadow: 0 4px 15px rgba(255,107,53,0.3);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 6px 25px rgba(255,107,53,0.4); }
.btn-secondary {
background: transparent;
color: #fff;
border: 1px solid rgba(255,255,255,0.2);
}
.btn-secondary:hover { background: rgba(255,255,255,0.05); border-color: rgba(255,255,255,0.4); }
/* === SECTIONS === */
section { padding: 80px 24px; max-width: 1100px; margin: 0 auto; }
.section-label {
display: inline-flex;
align-items: center;
gap: 6px;
background: rgba(255,107,53,0.1);
color: var(--orange);
padding: 6px 14px;
border-radius: 20px;
font-size: 13px;
font-weight: 600;
margin-bottom: 12px;
letter-spacing: 0.5px;
text-transform: uppercase;
}
section h2 {
font-size: clamp(28px, 4vw, 40px);
font-weight: 800;
margin-bottom: 16px;
line-height: 1.2;
}
section .subtitle {
color: var(--text-muted);
font-size: 16px;
max-width: 600px;
margin-bottom: 48px;
}
/* === HOW IT WORKS === */
.timeline {
position: relative;
padding-left: 40px;
}
.timeline::before {
content: '';
position: absolute;
left: 15px; top: 0; bottom: 0;
width: 2px;
background: linear-gradient(to bottom, var(--orange), var(--green));
}
.timeline-item {
position: relative;
margin-bottom: 32px;
opacity: 0;
transform: translateX(-20px);
transition: all 0.5s ease;
}
.timeline-item.visible {
opacity: 1;
transform: translateX(0);
}
.timeline-item::before {
content: '';
position: absolute;
left: -33px; top: 8px;
width: 14px; height: 14px;
border-radius: 50%;
border: 3px solid var(--orange);
background: var(--dark);
}
.timeline-item.done::before {
background: var(--green);
border-color: var(--green);
}
.timeline-time {
font-family: 'JetBrains Mono', monospace;
font-size: 13px;
color: var(--orange);
font-weight: 500;
margin-bottom: 4px;
}
.timeline-title {
font-size: 16px;
font-weight: 600;
margin-bottom: 4px;
}
.timeline-desc {
font-size: 14px;
color: var(--text-muted);
}
/* === PHONE MOCKUP === */
.demo-container {
display: flex;
gap: 48px;
align-items: center;
flex-wrap: wrap;
justify-content: center;
}
.phone {
width: 300px;
min-height: 550px;
background: #000;
border-radius: 36px;
padding: 12px;
border: 3px solid #333;
position: relative;
box-shadow: 0 20px 60px rgba(0,0,0,0.5);
flex-shrink: 0;
}
.phone-notch {
width: 120px; height: 28px;
background: #000;
border-radius: 0 0 16px 16px;
margin: 0 auto 8px;
position: relative;
z-index: 2;
}
.phone-screen {
background: linear-gradient(135deg, #0f172a, #1e293b);
border-radius: 24px;
min-height: 500px;
overflow: hidden;
position: relative;
}
.screen-header {
background: linear-gradient(135deg, var(--primary), var(--accent));
padding: 20px 16px 16px;
text-align: center;
}
.screen-header img { height: 28px; margin-bottom: 4px; }
.screen-header h3 { font-size: 14px; font-weight: 700; color: #fff; }
.screen-header p { font-size: 11px; color: rgba(255,255,255,0.6); }
/* Phone screen tabs */
.screen-tabs {
display: flex;
border-bottom: 1px solid rgba(255,255,255,0.1);
}
.screen-tab {
flex: 1;
padding: 10px 8px;
text-align: center;
font-size: 11px;
font-weight: 500;
color: var(--text-muted);
cursor: pointer;
border-bottom: 2px solid transparent;
transition: all 0.3s;
}
.screen-tab.active {
color: var(--orange);
border-bottom-color: var(--orange);
}
/* Phone content pages */
.screen-page { display: none; padding: 16px; }
.screen-page.active { display: block; }
/* Coverage cards */
.coverage-card {
background: rgba(255,255,255,0.05);
border: 1px solid rgba(255,255,255,0.1);
border-radius: 12px;
padding: 14px;
margin-bottom: 10px;
transition: all 0.3s;
cursor: pointer;
}
.coverage-card:hover, .coverage-card.selected {
border-color: var(--orange);
background: rgba(255,107,53,0.08);
}
.coverage-card .tier-name {
font-size: 14px;
font-weight: 700;
display: flex;
justify-content: space-between;
align-items: center;
}
.coverage-card .tier-price {
color: var(--orange);
font-size: 16px;
font-weight: 800;
}
.coverage-card .tier-desc {
font-size: 11px;
color: var(--text-muted);
margin-top: 4px;
}
.coverage-card .tier-badge {
display: inline-block;
font-size: 10px;
padding: 2px 8px;
border-radius: 10px;
font-weight: 600;
margin-top: 6px;
}
/* Claim notification */
.claim-notification {
background: linear-gradient(135deg, rgba(0,200,83,0.15), rgba(0,200,83,0.05));
border: 1px solid rgba(0,200,83,0.3);
border-radius: 12px;
padding: 14px;
margin-bottom: 10px;
animation: slideIn 0.5s ease;
}
@keyframes slideIn {
from { opacity: 0; transform: translateY(-10px); }
to { opacity: 1; transform: translateY(0); }
}
.claim-notification .notif-header {
display: flex; align-items: center; gap: 8px;
font-size: 13px; font-weight: 700; color: var(--green);
margin-bottom: 6px;
}
.claim-notification .notif-body {
font-size: 12px;
color: var(--text-muted);
line-height: 1.5;
}
.claim-notification .notif-amount {
font-size: 28px;
font-weight: 900;
color: var(--green);
text-align: center;
margin: 10px 0;
}
/* Status pill */
.status-pill {
display: inline-flex;
align-items: center;
gap: 5px;
font-size: 11px;
font-weight: 600;
padding: 4px 10px;
border-radius: 20px;
}
.status-active {
background: rgba(0,200,83,0.15);
color: var(--green);
}
.pulse-dot {
width: 6px; height: 6px;
background: var(--green);
border-radius: 50%;
animation: pulse 1.5s infinite;
}
@keyframes pulse {
0%, 100% { opacity: 1; transform: scale(1); }
50% { opacity: 0.5; transform: scale(1.5); }
}
/* Weather alert card */
.weather-alert {
background: linear-gradient(135deg, rgba(255,107,53,0.12), rgba(255,179,0,0.08));
border: 1px solid rgba(255,107,53,0.3);
border-radius: 12px;
padding: 14px;
margin-bottom: 10px;
}
.weather-alert .alert-title {
font-size: 13px;
font-weight: 700;
color: var(--orange);
display: flex; align-items: center; gap: 6px;
margin-bottom: 6px;
}
.weather-alert .alert-body { font-size: 12px; color: var(--text-muted); }
/* === TRIGGERS GRID === */
.triggers-grid {
display: grid;
grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
gap: 16px;
}
.trigger-card {
background: var(--card);
border: 1px solid var(--card-border);
border-radius: var(--radius);
padding: 24px;
transition: all 0.3s;
}
.trigger-card:hover {
border-color: var(--orange);
transform: translateY(-4px);
box-shadow: 0 8px 30px rgba(255,107,53,0.1);
}
.trigger-icon { font-size: 32px; margin-bottom: 12px; }
.trigger-card h3 { font-size: 16px; font-weight: 700; margin-bottom: 6px; }
.trigger-card .threshold {
font-family: 'JetBrains Mono', monospace;
font-size: 13px;
color: var(--orange);
background: rgba(255,107,53,0.1);
padding: 4px 10px;
border-radius: 6px;
display: inline-block;
margin-bottom: 8px;
}
.trigger-card p { font-size: 13px; color: var(--text-muted); }
/* === FRAUD LAYERS === */
.fraud-pipeline {
display: flex;
gap: 16px;
overflow-x: auto;
padding-bottom: 16px;
}
.fraud-layer {
background: var(--card);
border: 1px solid var(--card-border);
border-radius: var(--radius);
padding: 24px;
min-width: 240px;
flex-shrink: 0;
position: relative;
}
.fraud-layer::after {
content: '→';
position: absolute;
right: -14px;
top: 50%;
transform: translateY(-50%);
font-size: 20px;
color: var(--orange);
}
.fraud-layer:last-child::after { display: none; }
.layer-number {
display: inline-flex;
align-items: center;
justify-content: center;
width: 28px; height: 28px;
border-radius: 50%;
font-size: 13px;
font-weight: 700;
margin-bottom: 10px;
color: #fff;
}
.l1 { background: var(--blue); }
.l2 { background: var(--purple); }
.l3 { background: var(--red); }
.l4 { background: var(--green); }
.fraud-layer h3 { font-size: 15px; font-weight: 700; margin-bottom: 6px; }
.fraud-layer p { font-size: 13px; color: var(--text-muted); }
/* === TECH STACK === */
.tech-grid {
display: grid;
grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
gap: 12px;
}
.tech-item {
background: var(--card);
border: 1px solid var(--card-border);
border-radius: 12px;
padding: 20px 16px;
text-align: center;
transition: all 0.3s;
}
.tech-item:hover { border-color: var(--orange); transform: translateY(-2px); }
.tech-item .tech-icon { font-size: 28px; margin-bottom: 8px; }
.tech-item .tech-name { font-size: 13px; font-weight: 600; }
.tech-item .tech-use { font-size: 11px; color: var(--text-muted); margin-top: 2px; }
/* === ECONOMICS === */
.metrics-row {
display: grid;
grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
gap: 16px;
margin-bottom: 32px;
}
.metric-card {
background: var(--card);
border: 1px solid var(--card-border);
border-radius: var(--radius);
padding: 24px;
text-align: center;
}
.metric-card .metric-value {
font-size: 36px;
font-weight: 900;
background: linear-gradient(135deg, var(--orange), var(--yellow));
-webkit-background-clip: text;
-webkit-text-fill-color: transparent;
background-clip: text;
}
.metric-card .metric-label {
font-size: 13px;
color: var(--text-muted);
margin-top: 4px;
}
/* === FOOTER === */
footer {
background: var(--card);
border-top: 1px solid var(--card-border);
text-align: center;
padding: 40px 24px;
}
footer .team-members {
display: flex;
gap: 24px;
justify-content: center;
flex-wrap: wrap;
margin: 20px 0;
}
footer .member {
font-size: 14px;
font-weight: 500;
}
footer .member span { color: var(--text-muted); font-size: 12px; display: block; }
footer .hackathon-badge {
margin-top: 20px;
font-size: 13px;
color: var(--text-muted);
}
/* === DEMO BUTTON === */
.demo-trigger {
background: linear-gradient(135deg, var(--green), #00e676);
color: #000;
font-weight: 700;
width: 100%;
padding: 12px;
border: none;
border-radius: 10px;
font-size: 14px;
cursor: pointer;
margin-top: 12px;
transition: all 0.3s;
}
.demo-trigger:hover { transform: scale(1.02); }
/* === RESPONSIVE === */
@media (max-width: 768px) {
nav { padding: 10px 16px; }
.nav-links { display: none; }
.hero { padding: 60px 16px; }
.hero-stats { gap: 12px; }
.stat-card { padding: 14px 18px; min-width: 120px; }
.stat-card .number { font-size: 22px; }
.demo-container { flex-direction: column; }
.phone { width: 280px; }
.fraud-pipeline { flex-direction: column; }
.fraud-layer::after { display: none; }
section { padding: 48px 16px; }
}
/* === SCROLL ANIMATIONS === */
.fade-in {
opacity: 0;
transform: translateY(20px);
transition: all 0.6s ease;
}
.fade-in.visible {
opacity: 1;
transform: translateY(0);
}
</style>
</head>
<body>
<!-- PROTOTYPE BANNER -->
<div class="prototype-banner">
🚧 PROTOTYPE — Phase 1 Ideation Demo | Not the final product | Guidewire DEVTrails 2026
</div>
<!-- NAV -->
<nav>
<a href="#" class="nav-brand">
<img src="logo/Zynvaro-bg-removed.png" alt="Zynvaro">
Zynvaro
</a>
<div class="nav-links">
<a href="#how-it-works">How It Works</a>
<a href="#triggers">Triggers</a>
<a href="#fraud">Anti-Fraud</a>
<a href="#economics">Economics</a>
</div>
</nav>
<!-- HERO -->
<section class="hero">
<img src="logo/Zynvaro-bg-removed.png" alt="Zynvaro" class="hero-logo">
<h1>When the city stops,<br>your income doesn't.</h1>
<p class="tagline">
AI-powered parametric insurance that <em>automatically</em> pays Q-Commerce delivery partners when weather, outages, or disruptions halt their work. <em>No claims. No forms. Under 5 minutes.</em>
</p>
<div class="hero-stats">
<div class="stat-card">
<div class="number">12.7M</div>
<div class="label">Gig Workers</div>
</div>
<div class="stat-card">
<div class="number">80%</div>
<div class="label">Uninsured</div>
</div>
<div class="stat-card">
<div class="number"><5 min</div>
<div class="label">Payout Speed</div>
</div>
<div class="stat-card">
<div class="number">₹29</div>
<div class="label">Per Week</div>
</div>
</div>
<div class="cta-group">
<a href="#demo" class="btn btn-primary">⚡ See Live Demo</a>
<a href="https://github.com/agdanish/Zynvaro" target="_blank" class="btn btn-secondary">GitHub ↗</a>
</div>
</section>
<!-- LIVE DEMO -->
<section id="demo">
<span class="section-label">⚡ Interactive Demo</span>
<h2>Watch Zynvaro in Action</h2>
<p class="subtitle">A live simulation of how Ravi, a Blinkit rider in Bangalore, gets paid automatically during a monsoon.</p>
<div class="demo-container">
<!-- PHONE MOCKUP -->
<div class="phone">
<div class="phone-notch"></div>
<div class="phone-screen">
<div class="screen-header">
<img src="logo/Zynvaro-bg-removed.png" alt="Z" style="height:24px;">
<h3>Zynvaro</h3>
<p>Ravi's Dashboard</p>
</div>
<div class="screen-tabs">
<div class="screen-tab active" data-tab="home" onclick="switchTab('home')">🏠 Home</div>
<div class="screen-tab" data-tab="plans" onclick="switchTab('plans')">🛡️ Plans</div>
<div class="screen-tab" data-tab="claims" onclick="switchTab('claims')">💸 Claims</div>
</div>
<!-- HOME TAB -->
<div class="screen-page active" id="page-home">
<div style="display:flex;justify-content:space-between;align-items:center;margin-bottom:14px;">
<div>
<div style="font-size:16px;font-weight:700;">Hey Ravi! 👋</div>
<div style="font-size:12px;color:var(--text-muted);">Koramangala, Bangalore</div>
</div>
<div class="status-pill status-active"><span class="pulse-dot"></span> Protected</div>
</div>
<div style="background:rgba(255,255,255,0.05);border-radius:12px;padding:14px;margin-bottom:12px;">
<div style="font-size:11px;color:var(--text-muted);margin-bottom:4px;">This Week's Coverage</div>
<div style="font-size:22px;font-weight:800;">Standard Guard</div>
<div style="font-size:12px;color:var(--text-muted);">₹49/week · Covers up to ₹1,200</div>
<div style="display:flex;gap:6px;margin-top:8px;">
<span style="font-size:10px;background:rgba(0,200,83,0.15);color:var(--green);padding:2px 8px;border-radius:10px;">🌧️ Rain</span>
<span style="font-size:10px;background:rgba(0,200,83,0.15);color:var(--green);padding:2px 8px;border-radius:10px;">🔥 Heat</span>
<span style="font-size:10px;background:rgba(0,200,83,0.15);color:var(--green);padding:2px 8px;border-radius:10px;">🏭 AQI</span>
</div>
</div>
<div class="weather-alert" id="weather-normal">
<div class="alert-title">🌤️ Current Conditions</div>
<div class="alert-body">Clear skies in Koramangala. No disruptions detected. Your shift is safe tonight.</div>
</div>
<div class="weather-alert" id="weather-storm" style="display:none;border-color:rgba(255,59,48,0.4);background:linear-gradient(135deg,rgba(255,59,48,0.12),rgba(255,179,0,0.08));">
<div class="alert-title" style="color:#ff3b30;">🌧️ HEAVY RAIN DETECTED</div>
<div class="alert-body">72mm rainfall in your zone. IMD threshold exceeded. Processing your claim...</div>
</div>
<div class="claim-notification" id="claim-success" style="display:none;">
<div class="notif-header">✅ Claim Auto-Approved</div>
<div class="notif-amount">₹300</div>
<div class="notif-body">Heavy Rain detected in Koramangala (72mm > 64.5mm threshold). Amount credited to your UPI. Stay safe! 🌂</div>
<div style="text-align:center;margin-top:8px;font-size:11px;color:var(--text-muted);">
Authenticity Score: <span style="color:var(--green);font-weight:700;">92/100</span> · Time: <span style="color:var(--green);font-weight:700;">4 min 23 sec</span>
</div>
</div>
<button class="demo-trigger" id="demo-btn" onclick="runDemo()">
🌧️ Simulate Monsoon Event
</button>
</div>
<!-- PLANS TAB -->
<div class="screen-page" id="page-plans">
<div style="font-size:14px;font-weight:700;margin-bottom:12px;">Choose Your Shield</div>
<div class="coverage-card">
<div class="tier-name">🟢 Basic Shield <span class="tier-price">₹29/wk</span></div>
<div class="tier-desc">AQI + Heatwave coverage · Up to ₹600/week</div>
</div>
<div class="coverage-card selected">
<div class="tier-name">🔵 Standard Guard <span class="tier-price">₹49/wk</span></div>
<div class="tier-desc">+ Heavy Rainfall + Traffic · Up to ₹1,200/week</div>
<div class="tier-badge" style="background:rgba(33,150,243,0.15);color:var(--blue);">✓ YOUR PLAN</div>
</div>
<div class="coverage-card">
<div class="tier-name">🟣 Pro Armor <span class="tier-price">₹89/wk</span></div>
<div class="tier-desc">+ Platform Outage + Civil Disruption · Up to ₹2,000/week</div>
<div class="tier-badge" style="background:rgba(255,179,0,0.15);color:var(--yellow);">MONSOON PICK</div>
</div>
<div style="font-size:11px;color:var(--text-muted);text-align:center;margin-top:12px;">
82% of riders in Koramangala chose Standard Guard
</div>
</div>
<!-- CLAIMS TAB -->
<div class="screen-page" id="page-claims">
<div style="font-size:14px;font-weight:700;margin-bottom:12px;">Claims History</div>
<div style="background:rgba(255,255,255,0.05);border-radius:12px;padding:14px;margin-bottom:10px;">
<div style="display:flex;justify-content:space-between;">
<div style="font-size:13px;font-weight:600;">🌧️ Heavy Rainfall</div>
<div style="font-size:14px;font-weight:800;color:var(--green);">+₹300</div>
</div>
<div style="font-size:11px;color:var(--text-muted);margin-top:4px;">Mar 15, 2026 · 8:38 PM · Auto-approved</div>
<div style="font-size:11px;color:var(--text-muted);">Score: 92/100 · Koramangala Zone</div>
</div>
<div style="background:rgba(255,255,255,0.05);border-radius:12px;padding:14px;margin-bottom:10px;">
<div style="display:flex;justify-content:space-between;">
<div style="font-size:13px;font-weight:600;">🏭 Severe AQI</div>
<div style="font-size:14px;font-weight:800;color:var(--green);">+₹150</div>
</div>
<div style="font-size:11px;color:var(--text-muted);margin-top:4px;">Mar 8, 2026 · 2:15 PM · Auto-approved</div>
<div style="font-size:11px;color:var(--text-muted);">Score: 88/100 · Koramangala Zone</div>
</div>
<div style="background:rgba(255,255,255,0.05);border-radius:12px;padding:14px;margin-bottom:10px;">
<div style="display:flex;justify-content:space-between;">
<div style="font-size:13px;font-weight:600;">☁️ Platform Outage</div>
<div style="font-size:14px;font-weight:800;color:var(--green);">+₹300</div>
</div>
<div style="font-size:11px;color:var(--text-muted);margin-top:4px;">Feb 28, 2026 · 1:30 PM · Auto-approved</div>
<div style="font-size:11px;color:var(--text-muted);">Score: 95/100 · Blinkit Outage</div>
</div>
<div style="text-align:center;margin-top:16px;">
<div style="font-size:11px;color:var(--text-muted);">Total Protected This Month</div>
<div style="font-size:28px;font-weight:900;color:var(--green);">₹750</div>
</div>
</div>
</div>
</div>
<!-- TIMELINE -->
<div style="flex:1;min-width:300px;">
<div style="font-size:20px;font-weight:800;margin-bottom:8px;">🌧️ Monsoon Scenario</div>
<div style="font-size:14px;color:var(--text-muted);margin-bottom:24px;">Tuesday evening, Koramangala, Bangalore.<br>72mm torrential rain in 90 minutes.</div>
<div class="timeline" id="timeline">
<div class="timeline-item" id="t1">
<div class="timeline-time">8:30 PM</div>
<div class="timeline-title">Torrential Rain Begins</div>
<div class="timeline-desc">Dark store pauses all orders. Ravi stuck under shop awning.</div>
</div>
<div class="timeline-item" id="t2">
<div class="timeline-time">8:35 PM</div>
<div class="timeline-title">Trigger Engine Detects</div>
<div class="timeline-desc">72mm > 64.5mm IMD threshold. Dual-source confirmed (OpenWeather + IMD).</div>
</div>
<div class="timeline-item" id="t3">
<div class="timeline-time">8:36 PM</div>
<div class="timeline-title">Fraud Pipeline Runs</div>
<div class="timeline-desc">GPS ✓ · Wi-Fi BSSID ✓ · Cell Tower ✓ · Accelerometer ✓ · Score: 92/100</div>
</div>
<div class="timeline-item" id="t4">
<div class="timeline-time">8:37 PM</div>
<div class="timeline-title">Auto-Approved</div>
<div class="timeline-desc">RazorpayX initiates ₹300 UPI payout to Ravi's account.</div>
</div>
<div class="timeline-item" id="t5">
<div class="timeline-time">8:38 PM</div>
<div class="timeline-title">₹300 Credited</div>
<div class="timeline-desc">WhatsApp: "Heavy Rain detected. ₹300 credited. Stay safe! 🌂"</div>
</div>
</div>
<div style="background:rgba(0,200,83,0.1);border:1px solid rgba(0,200,83,0.3);border-radius:12px;padding:16px;margin-top:16px;text-align:center;" id="result-card" class="fade-in">
<div style="font-size:14px;font-weight:700;color:var(--green);">⚡ Disruption → Money in Account</div>
<div style="font-size:32px;font-weight:900;color:var(--green);">4 min 23 sec</div>
<div style="font-size:13px;color:var(--text-muted);">Zero buttons pressed by Ravi</div>
</div>
</div>
</div>
</section>
<!-- TRIGGERS -->
<section id="triggers">
<span class="section-label">⚡ Parametric Triggers</span>
<h2>6 Measurable Triggers That Fire Payouts</h2>
<p class="subtitle">Every trigger is objectively measurable via public APIs, correlated with income loss, and independently verifiable.</p>
<div class="triggers-grid">
<div class="trigger-card fade-in">
<div class="trigger-icon">🌧️</div>
<h3>Heavy Rainfall</h3>
<span class="threshold">≥ 64.5 mm / 24hr</span>
<p>IMD "Heavy Rain" threshold. Dual-source: OpenWeatherMap + IMD API. Causes 40-90% income loss.</p>
</div>
<div class="trigger-card fade-in">
<div class="trigger-icon">🌊</div>
<h3>Extreme Flooding</h3>
<span class="threshold">≥ 204.5 mm / 24hr</span>
<p>IMD "Extremely Heavy" or NDMA Red Alert. SACHET + GDACS dual-source. 70-100% earnings loss.</p>
</div>
<div class="trigger-card fade-in">
<div class="trigger-icon">🔥</div>
<h3>Severe Heatwave</h3>
<span class="threshold">≥ 45°C for 2+ days</span>
<p>IMD heatwave criteria. OpenWeatherMap + IMD Bulletins. 20-40% weekly loss. Delhi: 10-25 days/year.</p>
</div>
<div class="trigger-card fade-in">
<div class="trigger-icon">🏭</div>
<h3>Hazardous AQI</h3>
<span class="threshold">AQI ≥ 401 for 24hrs</span>
<p>WAQI + CPCB dual-source. "Severe" classification. 15-30% weekly loss. Delhi: 30-50 days/winter.</p>
</div>
<div class="trigger-card fade-in">
<div class="trigger-icon">☁️</div>
<h3>Platform Outage</h3>
<span class="threshold">HTTP 503 > 15 min</span>
<p>Synthetic monitoring + Downdetector. ~100% income loss. Cloudflare Dec 2025 outage precedent.</p>
</div>
<div class="trigger-card fade-in">
<div class="trigger-icon">🚨</div>
<h3>Civil Disruption</h3>
<span class="threshold">Section 144 ≥ 4 hrs</span>
<p>GDELT + NewsAPI + gazette feeds. Section 144/curfew. 60-80% daily income loss.</p>
</div>
</div>
</section>
<!-- FRAUD DETECTION -->
<section id="fraud">
<span class="section-label">🛡️ Anti-Spoofing</span>
<h2>4-Layer Fraud Detection Pipeline</h2>
<p class="subtitle">GPS is only 10% of our authenticity score. We have 6 other signals spoofers can't fake.</p>
<div class="fraud-pipeline">
<div class="fraud-layer fade-in">
<div class="layer-number l1">1</div>
<h3>Telemetry Validation</h3>
<p>Isolation Forest cross-references GPS × Wi-Fi BSSID × Cell Tower × IP. Sub-second detection.</p>
</div>
<div class="fraud-layer fade-in">
<div class="layer-number l2">2</div>
<h3>Behavioral Anomaly</h3>
<p>Autoencoder + LSTM analyzes accelerometer/gyroscope. Home flatline ≠ stranded-in-rain motion.</p>
</div>
<div class="fraud-layer fade-in">
<div class="layer-number l3">3</div>
<h3>Network Collusion</h3>
<p>GNN + Louvain detects syndicate clusters via shared IPs, device IDs, bank accounts.</p>
</div>
<div class="fraud-layer fade-in">
<div class="layer-number l4">4</div>
<h3>Cross-Reference</h3>
<p>XGBoost validates claim against IMD + CPCB + GDACS + TomTom. Multi-source consensus.</p>
</div>
</div>
</section>
<!-- ECONOMICS -->
<section id="economics">
<span class="section-label">📊 Unit Economics</span>
<h2>Venture-Scale Financial Viability</h2>
<p class="subtitle">Target loss ratio 60-65%. Break-even at ~5,000 riders. Built to scale.</p>
<div class="metrics-row">
<div class="metric-card fade-in">
<div class="metric-value">9.7x</div>
<div class="metric-label">LTV / CAC Ratio</div>
</div>
<div class="metric-card fade-in">
<div class="metric-value">62.8%</div>
<div class="metric-label">Portfolio Loss Ratio</div>
</div>
<div class="metric-card fade-in">
<div class="metric-value">₹45</div>
<div class="metric-label">Acquisition Cost</div>
</div>
<div class="metric-card fade-in">
<div class="metric-value">₹435</div>
<div class="metric-label">Lifetime Value</div>
</div>
</div>
</section>
<!-- TECH STACK -->
<section>
<span class="section-label">🏗️ Tech Stack</span>
<h2>Built for Scale</h2>
<p class="subtitle">Production-grade architecture with free/freemium APIs.</p>
<div class="tech-grid">
<div class="tech-item fade-in"><div class="tech-icon">⚛️</div><div class="tech-name">React PWA</div><div class="tech-use">Rider App</div></div>
<div class="tech-item fade-in"><div class="tech-icon">⚡</div><div class="tech-name">FastAPI</div><div class="tech-use">Backend</div></div>
<div class="tech-item fade-in"><div class="tech-icon">🐘</div><div class="tech-name">PostgreSQL</div><div class="tech-use">PostGIS + H3</div></div>
<div class="tech-item fade-in"><div class="tech-icon">🔴</div><div class="tech-name">Redis</div><div class="tech-use">Cache + Streams</div></div>
<div class="tech-item fade-in"><div class="tech-icon">🌲</div><div class="tech-name">XGBoost</div><div class="tech-use">Pricing Engine</div></div>
<div class="tech-item fade-in"><div class="tech-icon">🔥</div><div class="tech-name">PyTorch</div><div class="tech-use">LSTM + AE</div></div>
<div class="tech-item fade-in"><div class="tech-icon">💸</div><div class="tech-name">RazorpayX</div><div class="tech-use">UPI Payouts</div></div>
<div class="tech-item fade-in"><div class="tech-icon">💬</div><div class="tech-name">WhatsApp</div><div class="tech-use">Cloud API</div></div>
<div class="tech-item fade-in"><div class="tech-icon">🗺️</div><div class="tech-name">Deck.gl</div><div class="tech-use">H3 Risk Maps</div></div>
<div class="tech-item fade-in"><div class="tech-icon">📊</div><div class="tech-name">Grafana</div><div class="tech-use">Monitoring</div></div>
<div class="tech-item fade-in"><div class="tech-icon">🐳</div><div class="tech-name">Docker</div><div class="tech-use">Containers</div></div>
<div class="tech-item fade-in"><div class="tech-icon">🚂</div><div class="tech-name">Railway</div><div class="tech-use">Deploy</div></div>
</div>
</section>
<!-- FOOTER -->
<footer>
<img src="logo/Zynvaro-bg-removed.png" alt="Zynvaro" style="height:48px;margin-bottom:8px;">
<div style="font-size:20px;font-weight:800;">Zynvaro</div>
<div style="color:var(--text-muted);font-size:14px;margin-bottom:16px;">Because every delivery matters. Every rider deserves a safety net.</div>
<div class="team-members">
<div class="member">Danish A G <span>Team Lead</span></div>